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Business Group Medical Insurance

The Health Insurance business is a product as well as a service business. We want to offer the best product for our client at the least cost to them. This takes knowledge of what plans are available and what carriers offer them; there is no ‘one size fits all’ in this business. Many brokers are 'captive' agents. They contract to write for one company. In return they receive advertising dollars or ' bonus' commissions. We level the playing field. We don't take ' extras' from any carrier. We represent all licensed insurance carriers in California.

Most of our new clients are from referrals from current clients. Many of the clients we serve have been with us for decades. It's not unusual to get a call from the grown child of a client calling me to handle his or her health coverage. They know that we will take as good care of them as we do their parents’.

Individual & Family Health Insurance

We stay in touch with our clients; they know they can call anytime and I'll take care of their problem or question. We call this "Putting out fires” and it's a daily occurrence. Sometimes it's a misspelled name or address or someone needs a replacement ID card. Small things but they need to be straightened out, and our clients know they can depend on us to handle these details that cause them frustration and wasted time.

Satisfied clients are very important. I treat the inexpensive individual plan the same as the large group client. I never know where the recommendations will come from and referrals are the life blood of my business.

Contact Don Plehn (Plen) for immediate enrollment in a health care reform plan through Covered California and to find out how much you will receive as a subsidy payment toward your health insurance. For HMO and PPO health plans from the top insurance carriers including Blue Shield of CA, Anthem Blue Cross, Kaiser and Health Net.(760) 728-3100

Medicare Supplement Options

You can replace government-provided Medicare with a private plan called Medicare Advantage, which includes prescription drugs. Or you can supplement government Medicare A and B with a Medicare supplement plan, also called a Medigap Plan. With Medicare A and B and the Medicare supplement you never have a deductible or a co-payment, just your premium. You will also need a separate prescription drug plan. It’s my job to find the best plan for you. Please call today,